More than a dozen years ago, when I was in my early 40’s, life was good. We had a young child and we were trying for a second child. I…
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Long Term Care and the costs Are you saving enough for retirement? Most of us think (and hope) retirement is full of traveling, hobbies, spending time with family, putting up…
Yes Virginia, you do have to save! Do I really have to save for the future? “It is so much more fun to spend my money on clothes, eating out,…
Several times per month I attend presentations, listen to speakers etc. talk about the state of the economy, markets, taxes, world, businesses, politics etc. Part of it is of course,…
I have enough life insurance…don’t I?? So how much life insurance is enough? The standard answer to this important question is often “10 times your salary.” But, in my experience…
Once upon a time there were two ladies. They both needed to buy some new undies and asked me along for a day of girl shopping. Ms Spendy steered us…
While stories of quick flips—buying a home, renovating it, and reselling it at a much higher price—dominate reality TV, renting is the true core of real estate investing. If you can find a property that…
Let’s Communicate Survey Results We received great input on our recent client survey. Here are the results about your current interests and concerns! With this information I will be addressing...
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I heard the stock markets described as ‘violently flat’ this year which is a pretty accurate description. Right now (at June 15), here are the gains for 2018: TSX (Canadian…
An RESP is made up of 2 parties. The subscriber (the parent(s) who contribute money) The beneficiary (the child who becomes a student) The money in an RESP is made…
