Laura’s Six Step Process
Laura uses a Six-Step Financial Planning Process
Step 1: Learning About You and Your Finances
The first step is getting to know you: Learning a bit about your lifestyle, your financial style, your, needs, wants, desires, tolerances, and preferences. Finding out where you stand now financially and where you want to stand in the future.
Laura will review all your relevant financial data at this introductory appointment.
Step 2: Defining Your Goals
Next, Laura will help you identify your personal and financial goals and objectives. Preserving your estate, funding your retirement, saving for your child’s education or planning a dream vacation might be part of this discussion.
Step 3: Building Your Plan
Laura and her team will develop a plan to take you from where you are now to where you want to be, as efficiently and effectively as possible. With the help of computer software, we sketch out a draft plan; determining tax, estate and retirement planning, cash flow analysis, risk management and investment strategies. Because each person’s situation is different, during this phase, Laura uses her experience and expertise to identify your unique opportunities. She will also look for potential conflicts, shortfalls and problems; and generate workable alternatives and solutions.
Step 4: Presenting Your Plan
Laura will carefully review and explain the strategies and options she has included in your Personal Financial Plan. As a committed listener, she strives to understand each individual – and offer solutions that provide the greatest possible financial freedom. She will respond to your questions and concerns with appropriate modifications and strategy adjustments. Your plan is complete when it satisfies your goals and requirements as closely as possible.
Step 5: Implementing Your Plan
Laura implements solutions only when they are fully understood and amenable to you.
Step 6: Monitoring and Modifying
Economic, tax and market conditions always change, and your financial situation does too. That is why your Financial Plan’s progress is subject to regular review. When the market environment or your situation changes, Laura will adjust your plan to keep you aligned and moving forward. Her six-step process is flexible enough to respond to changes in your objectives and disciplined enough to optimize your returns and keep you on track with your goals.
You will own a custom-tailored Financial Plan that you can rely on: One that meets your goals and objectives while acknowledging your tolerance for risk. You will enjoy peace of mind, knowing that you have secured and enhanced your family’s financial future.